Eurocan logo.png
Section 75 Of The Consumer Credit Act 1974
Free Credit Card Protection

What is a Section 75 claim?

Section 75 laws mean your credit card provider must protect purchases over £100 and below £30,000 for free, so if there's a problem you could get your money back.

What am I covered for?

The Consumer Credit Act 1974  means your credit card provider is jointly and severally responsible for any breach of contract or misrepresentation by a retailer or trader including if it they go bust.

For example:

  • You can claim if you order goods that don’t arrive or that are not in the condition described when purchased.

  • It covers costs but there’s also an opportunity to claim for associated costs. So, if an airline went bust when you were on holiday and you needed to book new return flights to get home, these costs should be covered.

  • It applies to foreign transactions as well as goods bought online, by telephone, or mail order for delivery to the UK from overseas.

  • You can even claim against a now closed credit card account.

  • The law also applies to store cards.

What if I paid the balance by bank transfer?

Section 75 laws cover you for the total cost of the product or service, even if you only paid 1p on credit you could still claim all of your monies back.

How do I submitt a Section 75 claim?

Whilst submitting a Section 75 claim to your credit provider is as simple as sending them a letter, most clients find that their claims are quickly rejected by the banks.

Here at EUROCAN we have a proven track record of winning Section 75 cases, quickly and professionally, with thousands of successful claims made over the years.

Even if you have had your claim rejected there is a good chance we will be able to appeal the decision.

If you think you have a valid claim please let us know.

Recent News